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Helping You Better Understand Your Cash
Balance Retirement Plan

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Choose the right benefit to secure your finances when you work with us at TGA Capital Management. At our Advisory, we assist business owners in building a custom cash balance retirement plan, also known as a cash balance pension plan. Our advisory sits down with you to help you understand each of your options when it comes to formulating your pension plan. In essence, your cash balance plan is a benefit plan defined by unique requirements.

 

Different from other benefit plans, this particular pension plan is maintained on an individual basis. Understanding your plan’s particular requirements is essential to getting the most benefit out of your retirement.

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Cash Balance Pension Plan

A pension plan under which an employer credits a participant’s account with a set percentage of his or her yearly compensation plus interest charges. A cash balance pension plan is a defined-benefit plan…

 

Cash Balance Plan

A cash balance plan (CBP) is a type of defined benefit plan that allows business owners that have employees the ability to design a retirement plan that provides the majority of benefits to the business owner….

 

A cash balance and 401(k) combo plans

(Balance-K) can provide significantly greater tax-deferred contributions than just a 401(k) Plan. The Balance-K plan can provide these higher contributions because the limits for a CBP are generally higher than for a 401(k) Plan…

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2019 by TGA Capital Management, All Rights Reserved.

TGA Capital Management and its affiliated partners do not provide tax, legal or accounting advice. This website has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction. TGA Capital Management and its affiliates may make referrals with respect to the Retirement Plan Provided and other tax advantage planning, but you are advised to only consider proposals that have come from third-party administrators, CPAs, actuaries and/or attorneys.